Homeowner Issues

Helping Brooklyn Families Stay in Their Homes

In response to the foreclosure crisis, IMPACCT Brooklyn has mobilized to advocate on behalf of homeowners in our communities. Our dedicated counselors can guide you through the complicated process of securing a mortgage modification, help you to apply for grant assistance, and if necessary, secure pro bono legal representation.

How does IMPACCT Brooklyn provide help with foreclosure prevention?

Behind on your mortgage? Stay in your home by getting free help. Meet with IMPACCT Brooklyn, HUD-certified Foreclosure Prevention Counselors to discuss your situation. We have over 15 years of experience and successful outcomes. In a two-year period, we helped save more than 300 homes from foreclosure. Let us know your situation. We’ll work with you every step of the way.

What type of assistance does IMPACCT Brooklyn provide?

Get information on assistance with mortgage modifications, grants and gap loans, Home Affordable Modification Program (HAMP), and additional bank programs, trusted legal aide referrals provided.

Assistance with mortgage modifications.
Home Affordable Modification Program (HAMP).
Grants, gap loans and additional bank programs.
Referrals to trusted legal aides.

1000 DEAN STREET

Between Franklin and Classon Avenues, Brooklyn

How do I find out more information on foreclosure prevention?

CONTACT INFO
For more information or to make an appointment with a Foreclosure Counselor, please call 718-522-2613 x316.

Revamped EnergyFit Program

At IMPACCT Brooklyn, we understand that many small homes in Brooklyn suffer from inadequate insulation and ventilation, as well as outdated appliances and lighting. This results in high utility bills and poor indoor air quality, which is unacceptable. That’s why we’re taking action. Alongside Pratt Center and Cypress Hills, we are revamping our EnergyFit program to retrofit small homes for low-to-middle income families in Central and East Brooklyn over the next year.

EnergyFit is a free program that helps homeowners make critical repairs, seal and weatherize their homes, and upgrade to electric appliances—improvements valued between $20,000 and $25,000—so you can save money, breathe cleaner air, and keep your home comfortable all year round.

To see if you qualify for this program, please visit Energyfitnyc.com

Buying a home in Brooklyn

Owning property in the Brooklyn area is challenging. Purchasing a house is only the first step towards successful homeownership. Luckily, IMPACCT Brooklyn is here to help you with all your post-purchase needs. Our free Post-Purchase Workshops cover everything from estate planning and tax laws, deed theft and loan repairing, to working with tenants, and much more.

How does IMPACCT Brokerage help homeowners?

Of equal importance, we recognize that to maintain our neighborhoods’ ethnic and economic diversity, residents must be given the opportunity to build assets, become financially secure, and actively pursue home and business ownership. Whether one-on-one, in group settings, or through online seminars, we’re here to help.

What type of homeowner services does IMPACCT Brooklyn cover?

Our Services Include:

Workshops that guide attendees step-by-step towards home ownership.
Personal finance workshops to prepare residents for home ownership and other major financial decisions.
Counseling for debt management and savings plans.
Access to lenders offering below-market-rate loan products, direct grants, and other programs.
Mortgage and down-payment grant packaging.
Links to affordable housing.

How do I register for workshops?

First-Time Home Buyer Workshop and Click here or
Email Luis Hernandez for more information on making one-on-one appointments.

Homeowner assistance

When homeowners are facing foreclosures, have mortgage issues with their loan servicers and/or lenders, or need assistance with other services related to their house or co-op/condo, they can turn to IMPACCT Brooklyn. For more than half a century, we have been passionate advocates and educators for homeowners, offering a range of services to address the many issues homeowners and their tenants face.

In what ways does IMPACCT Brooklyn provide homeowner assistance?

IMPACCT Brooklyn plays a critical role in neighborhood stability. Homeowners facing foreclosure, deed theft, tax lien issues, or who need help to refinance their homes or apply for repair loans and grants, can work with qualified HUD counselors to keep their homes.

What homeowner areas does IMPACCT Brooklyn cover?

Topics covered include:

New Tax Laws
Property Tax Reductions
Estate Planning/Transfer of Equity
Living Trusts
Scams & Deed Theft
Mortgage Issues
Reverse Mortgages &
HELOCs
Loan Repairing
Working with Tenants

How do I register for workshops?

View our upcoming Post Purchase Workshops

Financial capacity building

Do you owe a lot of money on your credit card? Do you want to know how to save money? Are you planning to apply for an affordable apartment or thinking about buying your first home? Our free financial literacy program or one-on-one counseling can help you understand credit, debt, banking, taxes, your FICO score, and help you get back on track.

How does IMPACCT Brooklyn help with homeowner financial assistance?

Start today by contacting IMPACCT Brooklyn to schedule an appointment for a one-on-one financial counseling session or register for our next Free Personal Financial Workshop Series. Begin the process of confronting issues regarding spending, budgeting, and planning for a stable financial future.

What type of financial counseling does IMPACCT Brooklyn offer?

Having trouble saving money? Can’t pay your credit cards on time? Can’t get a loan? We know how frustrating that can be. If you are experiencing money problems, talk to us. We will answer your questions and show you how to manage your money better. We can help you get your finances in order so you can save money and qualify to buy a home.

What do you learn in IMPACCT Brooklyn’s personal finance workshop?

In our Personal Finance workshop, you’ll learn everything you need to know about managing your money and using it well, from opening a bank account to reducing your taxes. After this course, you will be able to make better financial decisions that could impact your life significantly, help you save more money, and use the money you have more wisely, as well as prepare you for large purchases, such as a new home!

Community Impact

When it comes to community, our focus is on establishing an outreach program that provides local residents with information about events, news and headlines. We provide housing lottery training workshops and work with developers to provide affordable units to community residents. We also connect on a personal level, offering one-on-one housing counseling sessions.

OUR IMPACT

new tenant associations organized in 2022

tenant leaders trained 2022-23

homeowners referred to federally guaranteed rent programs in 2022

200

first time homebuyers educated 2021-22

major citywide initiative/ campaigns supported

$1+

million in pandemic funds raised to help Brooklyn recover in 2020-21

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“IMPACCT’s program gave me a bit of foresight about what to expect and what to prepare. Without that, it would have been a bit more tenuous because I was going through the homebuying process for the first time.”

Duane Cornish